APR Calculator

Calculate the Annual Percentage Rate (APR) for loans including fees and closing costs to compare true loan costs.

What is the APR on my loan?

Calculate your loan's APR using our calculator that includes all fees and costs to show the true annual percentage rate for accurate loan comparison.

Loan Amount

The total amount you are borrowing

Interest Rate (%)

The stated annual interest rate (not APR)

Loan Term (years)

The length of the loan in years

Origination Fee

Loan origination or processing fee charged by lender

Processing Fee

Additional processing or administrative fees

Other Fees

Any other upfront fees (appraisal, credit report, etc.)

Discount Points

Discount points paid to reduce interest rate (1 point = 1% of loan)

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